What is Medicare Part C ?

 What is Medicare Part C

Medicare Part C plans are usually referred to as Medicare Advantage plans.

These plans are offered by private insurance companies and provide all the coverage original Medicare (Parts A and B) offers, plus additional benefits in a single plan.

Many Medicare Advantage plans include prescription drug coverage. Some plans also include extra benefits, such as vision, hearing, and dental, wellness services and a nurse phone line.

How do I enroll in Medicare Part C?

You must sign up for Medicare Part A and B before you can enroll in Medicare Part C.

You can enroll in traditional Medicare (part A and B) during your Initial Enrollment Period which is three months before and three months the month you turn 65. 7 months total.

If you do not sign up during your Initial Enrollment Period, you may have to wait until Open Enrollment to sign up. (Oct 15 – Dec 7)

Why should I sign up for Medicare Part C?

Most Medicare part C plans have an out of pocket maximum that caps your out-of-pocket expenses for copays and deductibles in any given year. This provides financial protection that Original Medicare does not.

Many Medicare part C plans are available for no additional cost. (zero premium plans)

A lot of the plans have prescription drug coverage built in.

If you would like to learn more about Medicare Part C you can Click Here for a Free Quote.